Use our repayment table and calculator below to get an indication of the cost of your loan from Safe Cash Network.
We offer personal loans from $100 to $5,000 repaid over 1 month to 60 months.
Loan quotes and representative examples are subject to terms and conditions including borrower income, credit score and US state terms.
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Factors That Can Impact The Cost Of Your Loan
What US State Your Are In
Certain US states have a price cap of 36% APR which means that the monthly interest rate charged cannot exceed this. This occurs in 15 US states including New York, Massachusetts, Illinois and Maryland.
There are 37 other US states where payday loans are legal and this means that APR rates can range from 200% to 600% in states such as Nevada, Texas and Florida. The interest rate may vary depending on your credit score (bad credit customers are charged higher interest rates) and also individual state terms.
Your Credit Score
Your credit score may influence the amount you are able to borrow and the success of your loan application. Those with bad credit histories may find it harder to be accepted for personal loans, or they may be offered loans with less attractive interest rates. Those with good credit scores will typically be able to access the best rates and be more likely to be approved and for higher loan amounts.
Your Income
The amount you are able to borrow will depend on your current income and employment stability. The amount you can borrow is adjusted and in line with your income to avoid you falling into financial difficulty. You can request as much as you wish, but this may be adjusted to make it more affordable or your loan may be stretched over 1-5 years to help you make repayment.
Repayment Examples For Fair Credit Scores (580 to 669)
| Loan Amount | Duration | APR | Total Interest Repayable | Total Amount Repayable |
| Borrow $300 | 1 Month | 200% | $50.00 | $350.00 |
| Borrow $400 | 1 Month | 200% | $66.67 | $466.67 |
| Borrow $500 | 1 Month | 200% | $83.33 | $583.33 |
| Borrow $600 | 1 Month | 200% | $100.00 | $700.00 |
| Borrow $700 | 1 Month | 200% | $116.67 | $816.67 |
| Borrow $800 | 1 Month | 200% | $133.33 | $933.33 |
| Borrow $900 | 1 Month | 200% | $150.00 | $1,050.00 |
| Borrow $1000 | 1 Month | 200% | $166.67 | $1,166.67 |
| Borrow $1200 | 1 Month | 200% | $200.00 | $1,400.00 |
| Borrow $1300 | 1 Month | 200% | $216.67 | $1,516.67 |
| Borrow $1400 | 1 Month | 200% | $233.33 | $1,633.33 |
| Borrow $1500 | 1 Month | 200% | $250.00 | $1,750.00 |
Repayment Examples For Bad Credit Scores (550 and Under)
| Loan Amount | Duration | APR | Total Interest Repayable | Total Amount Repayable |
| Borrow $300 | 3 Months | 200% | $105.12 | $405.12 |
| Borrow $400 | 3 Months | 200% | $140.15 | $540.15 |
| Borrow $500 | 3 Months | 200% | $175.21 | $675.21 |
| Borrow $600 | 3 Months | 200% | $210.24 | $810.24 |
| Borrow $700 | 3 Months | 200% | $245.27 | $945.27 |
| Borrow $800 | 3 Months | 200% | $280.30 | $1,080.30 |
| Borrow $900 | 3 Months | 200% | $315.36 | $1,215.36 |
| Borrow $1000 | 3 Months | 200% | $350.39 | $1,350.39 |
| Borrow $1200 | 3 Months | 200% | $420.48 | $1,620.48 |
| Borrow $1300 | 3 Months | 200% | $455.51 | $1,755.51 |
| Borrow $1400 | 3 Months | 200% | $490.54 | $1,890.54 |
| Borrow $1500 | 3 Months | 200% | $525.60 | $2,025.60 |
