Your Safe Place
For Personal Loans
Safe Cash Network works with more than 50 legitimate lenders across the US and Canada to help you borrow up to $5,000 in the fastest, most efficient and safest way possible.
Call Today: 213-985-8096
Mon-Fri 8AM-8PM (Open on Weekends, Online Only)
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Our Safe Lending Partners
How Does Our Safe Personal Loans Service Work?
Safe Cash Network is a loan matching service which works by matching 8,000 data points in real-time to find you the best personal loan possible. Even if you have bad credit history, we work with lenders that can accommodate this and we have affordable loan options available.
If you are looking to borrow money now, complete the simple online form and you could have same day access to the funds you need.
We work with reputable lenders all across the US and Canada – so wherever you are based you can apply online today with ease. For safe and secure borrowing, choose our network.
What Data Points Do We Consider For Safe Loans Applications?
Our online tool uses thousands of data points to match you with your ideal borrowing solution. Some of the key metrics we use include:
- Your credit history
- The state you live in
- Income
- Employment status
- Spending patterns
Additionally, we consider your loan amount requested and repayment timeframe. This data-led approach ensures we match you with a loan that fits your financial situation, offering both security and reliability.
Trust our advanced technology to provide a safe loan experience.
How To Apply 3 Steps
Why Choose Safe Cash Network?
No Unwanted Phone Calls or Text Messages
Part of our commitment to safe borrowing means that your data will not be shared to any other third parties or marketers, without your consent or knowledge. Once you apply, we will process your application and you will not receive a flurry of unwanted calls or text messages from random companies offering you loan.
Will Not Pass On Your Data
Safe Cash Network promises not to pass on your data without permission. Very often when people apply for personal loans or payday loans, they can receive a barrage of emails and calls and we promise to keep this safe and not pass this onto any third parties unless you have requested to do so.
Safe
We take extra safety precautions to manage your data and partner you with a legitimate lender in the US. Your data will be stored safely and not be sent to lots of different companies without your permission.
No Impact To Credit Score
Getting a provisional quote will not impact your credit score negatively unless you make lots of enquiries in a short space of time. However, the credit searches are known as ‘soft searches’ and will disappear from your credit report shortly after.
Open 24 Hours a Day
You can check your eligibility 24 hours a day and receive a loan offer in real-time. Some small amounts may be funded immediately but any application that requires further checks may have to wait until the lender’s office hours are open. Personal loans are typically funded in 24 to 48 hours of applying.
All Credit Considered
We have specialist lenders that offer affordable loans for people with good, fair and bad credit. The lowest rates are available to people with better credit scores and if you have poor credit, you may require the help of a cosigner or use of collateral.
Representative Example
Based on: $500 loan at 292% representative APR
| Loan Amount | Loan Duration | Fees |
Total Repayable
|
| $500 | 2 weeks | $46.35 | $546.25 |
| $500 | 1 month | $92.27 | $592.27 |
| $500 | 6 weeks | $138.05 | $638.05 |
| $500 | 2 months | $183.59 | $683.59 |
| $500 | 3 months | $273.95 | $773.95 |
| $500 | 4 months | $363.39 | $863.39 |
Am I Eligible For a Loan With Safe Cash Network?
To be eligible for an emergency cash loan, you must meet the following criteira:
- Be a US or Canadian citizen or resident
- Be over 18 years of age
- Have a steady income of at least $800 per month (some may accept $500)
- Be employed full-time or part-time (self-employed is accepted)
- Have a live checking account in which funds can be paid
- Be able to make the necessary repayments
- Good, fair or bad credit considered
Recent Guides From Safe Cash Network
Learn More About Safe Cash Network
- Is My Data Safe When Applying For a Loan?
- How Much Can I Borrow With Safe Cash Network?
- Will You Call My Employer?
- How Do Loan Repayments Work?
- Are You A Direct Lender?
- What Happens if I Cannot Repay My Loan?
Yes, your data is secure when applying through Cash Safe Network. We prioritize your privacy and the protection of your personal and financial information.
We understand that entering your personal details online can be daunting but our our platform ensures your data is safeguarded whilst getting you fast access to the funds you need.
We have worked hard to make our our online loan application process as staightforward, and safe, as possible.
So wherever you are located in the US or Canada, you can get started on your application today and receive an instant response. Whether you are applying on a smartphone, tablet or laptop, rest assured your information is in safe hands.
We offer personal loans ranging from $100 to $5,000 and the amount available will vary based on factors such as your income, credit score, any other outstanding debts and the duration of your loan. We offer loans that can be repaid over 1 to 60 months (or up to 5 years) and the longer your loan term, the more interest that will build up.
No, we will not call your employer, however, for some loan applications, we may have to check and confirm your income and this can be done in other ways such as proof of income through a pay stub or bank statement. In rare cases when we do call your employer whether to check your income or follow up on a missed repayment, we will never disclose to your boss or colleagues where we are calling from.
Your repayments are collected automatically from your bank account on your scheduled pay date, which is a day that you choose for collection.
For most this is the last Friday of the month or it can be a specific date such as the 25th or 30th. We recommend that you select a date that you get paid from work or the day after, just so you will be more likely to money in your bank account for collection.
We collect repayments automatically using a process called ACH authorization, so we can collect your repayments automatically without you needing to call up, make a manual payment or go to the bank.
The average loan duration of our customers lasts between 2 to 4 weeks, but you also have the option to repay over monthly installments if you prefer. Repayments are typically in equal monthly payments and it is the same amount collected each month until your loan is cleared.
No, we are not a direct lender, we are a safe network that matches your loan with other regulated and licensed lenders and partners across the USA and Canada.
We aim to make the process seamless and try to keep everything on our website to make life easier. You will not be passed to different websites and multiple partners to get your loan approved.
If you cannot repay your loan, the lender will follow up for repayment via email, phone and SMS. There is a certain number of times they can follow up by regulation. The initial impact will be a one-off default fee, added interest for any days that the loan is outstanding and a negative mark on your credit file, which will lower your credit score.
Some lenders will not charge any late fees or negatively impact your credit score if you pay within 24 to 36 hours of your due date, but this will vary between lenders.
In some cases, if you miss repayments and do not respond to any communication, this could lead to court action.
